Cheap Monthly Car Insurance

Questions and Answers

Your Questions About Motorcycle Insurance Rates

May 18, 2013

Sandra asks…

How much is motorcycle insurance in Utah?

I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That’s all I need to know… Don’t tell me to check with my family’s insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time!

I am planning on driving an old street legal dirt bike granted it isn’t too pricey.

Administrator answers:

Insurance is not rated by state. The insurance carrier adjusts rates. As a motorcycle owner the best rates I have found is Dairyland.
Im paying 124 dollars per year for collision.

Sandy asks…

How much can i expect to pay per month for motorcycle insurance if i am 18 and living in Texas?

Im going to be purchasing a 599cc motorcycle in August on my 18th birthday and i wanted to get an estimate on what i would be paying per month. I’ve only had one traffic violation in texas which was for speeding. 40mph in a 30mph zone.

Administrator answers:

All I can do is tell you what i pay. I’m a 44 year old male in Illinois with a 2001 Honda Shadow Spirit. I pay only $101 a year for full coverage. I’m insured with “Drive” through Progressive Ins. I did some checking around and their rates were unbeatable in my case. The bike is a 750 Honda S/S.

George asks…

what would the costs of Motorcycle Insurance for someone who is 18 yrs old and has a driving record?

i have only had my license since i was 16 years and 10 months old. im now 18. but i have a driving record of a non faulty accident and i am now getting a speeding charge of 94 in a 55 in a construction zone and a wreck-less endangerment charge. what would my insurance payments a year look like for me? for a 1999 Honda CBR600 F4?

Administrator answers:

Why oh why…..do people ask “how much for insurance?”….”can I get financed?”….what will my interest rate be?”…etc, etc…….94 in a 55 zone, 18 y/o, 600cc SPORTBIKE….don’t be surpised when you hear $2000-4000/yr

How should WE know what YOUR insurance rate are/will be?????

Go here and get a quote…..duhhhhh…….. Http://www.geico.com/

http://www.progressive.com/

http://www.allstate.com/landingpages/affiliate-ola.aspx?quote=PQ&cid=BAC-NeoCJ&CJ_Affiliate_Program_Textlink_1-all_aff_text_logo=undefined&TFN=18666047400&Campaign=222230000010875

Paul asks…

Would traffic school be a wise decision financially?

I am 19 years old and I hold a Learner’s Permit in the state of Virginia. I have no record of traffic violations. Would taking a driving class of some sort lower the rates of my future car insurance rates?

Administrator answers:

Lower insurance rates, lower rates of collisions. I have been the Air Force and into the Bell System and I have had driver safety classes roughly every other year. You cannot know what might may have happened, but I have had no major collisions, no at fault collisions, no motorcycle collisions since 1966. (the collisions were situations at slow/stopped cars/vans that the motorcycle could have slipped away from.)

Basically, *any* class you can take is good. Knowledge is always useful.

Mandy asks…

What kind of crotch rocket should I get?

So I’m interested in getting my first crotch rocket, I am a total noob when it comes to knowing what to look for. I’m 19 164lbs 5’11 and just wanting a bike for cruising around. Something good on gas and has good insurance rates. I’ve been told to look at either Ninjas or Sukuzi 500s…..Advice?
SORRY for not being politically correct, but that wasn’t the question

Administrator answers:

Sport bikes and good insurance rates do not go hand in hand. Insurance rates are very high for someone under 21. You are about four times more likely to crash on a sport bike than any other type of motorcycle.
I cruise around town on a 2003 Kawasaki KLR 650 dual sport. Lots of fun, cheap to purchase, cheap to insure, and EASY to work on.
Sport bikes are just street legal race machines. Way too much power and performance in the hands of a beginner.
Sign up for a Motorcycle Safety Foundation course first.

Donald asks…

Canadians-What’s a good insurance company for motorcycles?

I live in Halifax, NS and looking for good insurance rates. Also, what type of insurance should I get? Full coverage? I would like to insure my soon-to-be 2000 Kawi Ninja 250. I’ve already put this up before, but I got a lot of answers for AMERICAN companies, I’m looking for Canadian. Thanks.

Administrator answers:

A 2000 kawi ninja 250 is worth what…. $2000 bucks?
Just get liability insurance, it would be silly to pay an insurance company $2000 in 2 or 3 years so that you have to fight to get it back should you ever need it.

Ruth asks…

How much can I expect to pay for Motorcycle Insurance?

I’m 24 single male with bad credit, but no debt. I’ll be getting a Kawasaki Ninja 250R and I need to know what I’m going to have to pay for the insurance.

Administrator answers:

You can probably expect to pay higher than normal rates as your young and your riding a ninja.

Betty asks…

How much will motorcycle insurance be a month for a new rider with M1 license?

I’m looking at getting a street bike for transportation and I have plenty of experience riding motorcycles (dirt bikes). I’m 16 and am wanting to do my M1. How much am I looking at for monthly rates? Does it depend on the size/model of my bike?

I am in Canada if that makes a difference.

Administrator answers:

Any figure we could give you here would be pure guess work. You’ll need to phone several agents or companies and get firm figures. Try your parents’ auto company first; most of them do write cycles, and you’ll have the clout of their existing business.

William asks…

How much will motorcycle insurance be a month for a new rider with M1 license?

I’m looking at getting a street bike for transportation and I have plenty of experience riding motorcycles (dirt bikes). I’m 16 and am wanting to do my M1. How much am I looking at for monthly rates? Does it depend on the size/model of my bike?

I am in Canada if that makes a difference.

Administrator answers:

Ouch! Statiscally you are high risk, depending on the type of bike and how many cc’s determine your risk factor assessment. But full coverage may be over 2000.00 US dollars a year. You might reconsider and just drive a car.

Powered by Yahoo! Answers

Related posts:

  1. Your Questions About Motorcycle Insurance Rates
  2. Your Questions About Motorcycle Insurance Rates
  3. Your Questions About Motorcycle Insurance Rates
  4. Your Questions About Motorcycle Insurance Rates
  5. Your Questions About Motorcycle Insurance Rates