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Your Questions About Motorcycle Insurance Companies

March 4, 2013

John asks…

How much is motorcycle insurance ?

How much is it if your 18 and have no accidents or tickets. Any cheap insurance companies? And it’s not a sport bike or anything, just a normal starter bike that only goes about 100mph.

Administrator answers:

The insurance should be less than $60, additionalyl I’d suggest you get a real quote from a real insurance broker so you will know a real price.

Mandy asks…

How much to offer to buy back a motorcycle from an insurance company?

My custom 04′ Yamaha R6 was stolen a little over a year ago. The insurance company paid me for the claim shortly after. Now I come to find out that my bike was found in the exact same condition. Nothing has changed except for the frame had been swapped out. The insurance company has asked me to make an offer to buy back the bike but I’m not sure where to start. I’m excited that I have the opportunity to get my bike back but i don’t want to get ripped off. Any suggestions?

Administrator answers:

When my company recovers vehicles in the exact same condition – we let you buy them back— for the money we paid you.

Ask the insurance company how much they want for it.

Donna asks…

Is motorcycle insurance available for six months?

I live in an area where I can only ride for half the year, yet all of the policies cover 12 months. Does anyone know of a company that offers six month packages? A second question, does taking a Riding course offer a sizable discount with insurance companies? Thanks

Administrator answers:

It depends on what state you are in. Some states, you HAVE to buy the full 12 month policy – the fact that you can’t ride six months is built into the liability rate.

The riding course saves MORE money, the younger you are. Once you’re past 40 or so, it’s NOT a significant savings.

Ken asks…

How much is motorcycle insurance roughly?

2004 suzuki GSXR 750. I have never had a ticket or an accident and have been with my insurance company for almost 10 years. I own my primary vehicle and it’s paid off. I know it’s hard to give a quote, I just want an idea. (Motorcycle will be garaged)

Administrator answers:

Pretty cheap, between 50 and 70 dollars. You can get quotes online through those insurance website, just go up to the point where you get a quote but don’t finish it. You can get away with your false info. Except your history and vehicle

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