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Your Questions About Motorcycle Insurance

May 10, 2013

Michael asks…

What do you pay for your Michigan or Wisconsin motorcycle insurance per month / per year?

What do you pay for your Michigan or Wisconsin motorcycle insurance per month / per year?

Administrator answers:

When I lived up there I paid $150 a year, but it was a seasonal plan. Basically I paid only the spring and summer month. Generally motorcycle insurance is not expensive.

Paul asks…

Does motorcycle insurance cover your medical bills if you are in a crash?

I’m new to this whole insurance process. Do I have to buy health insurance or does the motorcycle insurance I have from GEICO cover my medical bills if I were in a crash?

Administrator answers:

Be certain that your insurance cannot deny an insurance claims if you crash during a race and require medical care. Some insurances will not cover injuries sustained during speed or racing events. You may need a separate insurance writer covering you when you are racing.
Good Luck with your motorcycle racing.

Nancy asks…

Do you need motorcycle insurance in Florida if you are 16 years old?

In Florida, do you need to get motorcycle insurance on your bike if you are 16 years old?

Administrator answers:

Duh?
Who pays for the damage you cause if you have an accident?
Of course, you will need insurance unless you can guarantee that you will never have an accident.

Steven asks…

Would my friend be covered by my motorcycle insurance in case of an accident?

Would my friend be covered by my motorcycle insurance in case of an accident?
I have a 2009 Kawasaki Ninja. Its paid for with no lien, I have PIP liability insurance. My friend borrows my bike from time to time, he does have a current motorcycle license. If he crashed the bike into someone is it still covered?

Administrator answers:

The damage he causes to the other vehicle would be covered up to your limit, but he would be on his own for medical bills unless he has insurance.

Laura asks…

Is it possible to apply for liability motorcycle insurance even if the person is under 18?

hi~ my name is Sung Park and i’m 17 years old.
I’m willing to buy kawasaki ninja 250r 2008.
Since the motorcycle insurance is too expensive, I am looking for liability only.

is it possible?

Administrator answers:

Being that your under 18, you probably will not be able to get insurance on your own without parental help.

Sandy asks…

Where can I get motorcycle insurance in Ontario?

What website can I get motorcycle insurance in Ontario for a SPORT BIKE.

Thanks
WEBSITE.

Read the question

Administrator answers:

Use Google or Yahoo Search–”motorcycle insurance ontario”–or the Yellow Pages. It’s that easy.

Lisa asks…

Is it the law to have motorcycle insurance in colorado?

I want to buy a harley davidson sportster and want to know if it would be unlawful to not have motorcycle insurance in colorado.

Administrator answers:

Even if the law does not require it, BUY IT ANYWAY FULL COVERAGE WITH UNDERINSURED/UNINSURED MOTORIST PROTECTION. Why? I had my first wreck ever in 37 years last June and they had only $25,000.00 in insurance which is $5,000.00 more than the minimum but my attorny is still fighting to cover all my bills, just 24 hours in the hospital cost $28,000.00 and they paid $8,000.00 on my Yamaha Silverado whjich I used to buy a Harley Sportster 883.as a replacement bike. My helmet is the only thing that saved my life as i flew over the car and landed face first on the hot Texas pavement. Especially on a Harley buy insurance. It does not cost that much.

Helen asks…

does car and motorcycle insurance have a starting cost?

like is there a fee you must pay to first start car and motorcycle insurance policies.
or is it only on certain companies that do that?

Administrator answers:

All companies have different procedures. There is no one rule that covers all insurers. If there was a “starting fee”, I would not use that company.

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