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Your Questions About Learner Driver Insurance

March 13, 2013

Mary asks…

Is it required to get driver education from a place or can my parents teach me?

I am 19 years old, and currently about to learn to drive. Can my parents teach me while I have a learner‘s permit, to get my license? How long do they need to teach me for, before I can get a license and do they have to follow like guidlines and stuff from like the DMV, etc?

Also, I live at home, my parents bought me my car. Can they put me on their insurance policy? Also, does this mean I don’t need to sign or have to pay or worry about any thing for insurance?

I live in NEW YORK.

Please let me know. Thanks.

Administrator answers:

Your parents can teach your but they usually get cranky or to scared while you drive so I recomend better the driver education from a place they wont yell or anything if you crash they have insurance and your parents car wont get damaged ha ha.. Good luck

Donald asks…

Hi, do I need the sent certificate of completion from driversedtogo to take my permit test?

Hi,
I passed driversedtogo (the online one) and want to take the learner‘s permit test. However, although they said that they sent me the certificate via postal mail, I never got it. However, I am able to download/print the certificate online. Can I use this as proof of completion and take the test with the printed out copy?

Administrator answers:

You should be able to use the online printed out copy but I’d have all the info handy just in case they wish to call to barrify the certificate number.Not sure where you’re from or what state or country etc you maybe in but I know here in Canada the applicants in this province have to be at least 16 yrs of age and if under 18 it requires a parental consent too to write your written test.If you pass that test you get a special learners permit that allows you to only drive on certain roads, at certain speeds and at certain hours with a license driver beside you.Once you have the learners permit you then can drive again with licensed driver beside you and this allows you to then take a in class and on the road drivers education course if you want to.Plus the certificate from the drivers ed course may allow you to get certain first time car insurance coverage that offers all new drivers with a valid certificate 10-15% off their insurance rates.

Hope that helps and best of luck.By the way I strongly suggest that you call your local Ministry of Transportation or DMV.Here’s a link that should help you.
Http://en.wikipedia.org/wiki/Driver%27s_license_in_the_United_States

Mark asks…

How do you get a drivers license?

I live in New York City and i am going to get my learners permit this summer but how doe the process work?

Administrator answers:

Basically you go pay cash , price varys but here in Canada the fee is something like 100.00 upfront and then take a written test or a comp test and if you pass then you get a beginners or learners permit, if not passing you pay extra cash and then you can gain access to a retest.
There are also certain limits to when you can drive once you’ve the permit such as you can only drive certain hrs or can’t drive on certain hwys etc and also a rule that states you can only drive with someone that has held a valid dricers license for a certain amount of time.
I highly recommend that you go to the Ministry of Transportation or DMV and pick up a drivers handbook or look online for one but study it until you know it inside and out and get people to test you on the answers.
Some times the written test or comp test has certain questions that may be worded differently but are in fact the exact same answer.
Plus don’t choose anybody to teach you how to drive that doesn’t have a very good driving record and acts inmaturely behind the wheel.
I don’t know how much you know about driving or the rules of the roads but I highly recommend any new driver takes a drivers education course , plus many schools offer drivers education so call around if your school doesnt.

Hope that helps and best of luck.By the way it’s best to practise driving in the same exact vehicle you will be using for your road test as much as possible but gaining practise in any road worthy vehicle helps in the long run.Plus be sure to try your best to take the drivers ed course bec it will help you not only become a better driver with better driving habbits but some insurance companies offer discounts to driver’s ed graduates.Also in my opinion down the line once you’ve a good 5 to 10 yrs of driving experience or have driven a good 150,000 to 200,000 miles or more it’s best to take a advanced drivers ed course.

James asks…

How much would insurance for a motorcycle cost for a 17 year old?

How much approximately for a 17 yr old with a 250 ninja? what about a 600cc bike? I do not have my drivers license yet, only my permit and I would get a learners permit on my bike. How much do you think it will cost?

Administrator answers:

A lot

Ruth asks…

Is it required to get driver education from a place or can my parents teach me?

I am 19 years old, and currently about to learn to drive. Can my parents teach me while I have a learner‘s permit, to get my license? How long do they need to teach me for, before I can get a license and do they have to follow like guidlines and stuff from like the DMV, etc?

Also, I live at home, my parents bought me my car. Can they put me on their insurance policy? Also, does this mean I don’t need to sign or have to pay or worry about any thing for insurance?

Please let me know. Thanks.
I live in NEW YORK.
What are the rules for this in this state?

Administrator answers:

It depends on what state you live in. You can do parent taught drivers ed in Texas. Contact your local DMV…they should be able to tell you. They will also have the forms etc….
But in our state you do not have to have drivers ed if you are over 18. Check on that as well.

I taught my kids that driving is a privilege not a right. They had to pay for their own insurance and gas.

Betty asks…

How to persuade my mom to let me get my learners permit this summer?

My turning 15 in July, which is the age where you can get your learners permit in Texas. My mom says I wont be driving so why should I do drivers ed. She says I can when I start driving. How do I persuade her to let me take it?

Administrator answers:

Talk to another adult about this. Driver’s Ed makes you better qualified to start driving and may even grant lower insurance costs. Get a rational person to take your side- an uncle, your dad or the church pastor. People who take driver’s ed learn th erules of the road. People who learn by the seat of their pants without driver’s ed sometimes are the worst drivers, and can mass a bunch of traffic violations just by being ignorant of the law. If your mom doesn’tlet up on this, don’t keep pushing her. She is responsible for you. Whatever you do with a car she can be held liable for. You have to look at both sides of this. She knows you better than I do and she may have a good reason for holding you back. Then again, she might be afraid to let you grow up. Don’t look now, but it might make her start feeling *old*.

Try buttering her up; Do more house work.Raise your grades. Get a job to pay your own way and give her a few bucks. Good luck.

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