Cheap Monthly Car Insurance

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Your Questions About How To Get Cheap Insurance For New Drivers

May 23, 2013

Jenny asks…

What is the Cheapest Convertible To INSURE?

What Is the Cheapest Convertible for someone under 21 To Have Insurance For?

I Always Wanted A convertible Don’t Even Care if Has Sporty Engine, Just want a Car that roof can Fold I Once rode In won and always like having the hood down, but found a 1999 Convertible for 3,500 and the Allstate Car Quote Was $1,950 for 6 months and was shocked it was a 1999 Chrysler Sebring JXi. Is there a Convertible With CHEAPER INSURANCE??

Administrator answers:

There is no “one size fits all” cheap insurance company, so instead of asking here, get on the phone and call around. Be aware, though, that no company wants to be competitive on drivers under 21, convertible or not, so it’s gonna cost you, no way around it. If you can hold on until at least 21, or maybe 25, you’ll be better off.

Donna asks…

Can someone tell me who has the cheapest car insurance for teen driver’s ?

I’ve been driving for almost 3 years I’m paying over $280 a month I no longer have a job all i get is $300 a month is there anything cheaper I need to get it down to at least 75-100 ?

Administrator answers:

That would be the insurer with the lowest price. You shop for quotes to discover who that will be. Run along.

Ken asks…

Asking all female drivers under 25- Whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive…Please help!

Administrator answers:

No use in asking anyone else.

Insurance is dependent on things such as your residential zip code…besides obvious stuff like your own driving record.

Sandy asks…

Asking all female drivers under 25- Whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive…Please help!

Administrator answers:

I currently write for Progressive and this depends on many different factors. Your neighbor could be the same age as you and have similar car and their insurance can differ. There are many factors on every ones policy. Ie year, make, model of the car (even one year difference in the car will change the price), the same is true if she is 6 moths older.

If you live in the mid-west check out American family or an isurance company that has “Fund” or “Beru” in their name. If you live on the east coast check out Erie Insurnace. If all else fails look for insrance brokers in the phone book and they will shop many companies for you.

Mandy asks…

What is the cheapest insurance for teen drivers?

I would like to know what company has the best rates from your experience, not sites to find them on please and thank you.

Administrator answers:

Liability, is usually the cheapest route and of course it’s required by law.

It’s not recommended to have only liability coverage, but unfortunately many young drivers can’t afford the best coverage available on their own unless they are added to their parents policy.

Good Luck

Susan asks…

which make and model of car/SUV is the cheapest on auto insurance?

I need a new car, but I don’t want to pay a lot for auto insurance. Right now I have a Cavalier (hate it, by the way) and because it is a Z24 it raised the insurance premium. I just wondered if there are certain makes of cars that are usually cheaper on auto insurance. Anyone know?

Administrator answers:

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with “less than perfect” driving records and specialize in youthful operators!

Most of the replies on this site say “go to this on-line carrier or that on-line carrier or that 1-800 number” but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

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