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Your Questions About How To Get Cheap Insurance For New Drivers

March 27, 2013

James asks…

Where can i get cheap auto insurance in mass ?

OK. So I’m basically a new driver only got my licence about 3 months ago and now I’m buying a car. I am 20 years old and don’t know if I am going to pay like 400 a month cause that’s insane. Does anyone know a cheap auto insurance company or any where, where I could get help?

Administrator answers:

You should go to an Independant Insurance broker, they can search multiple companies and smaller carriers for you….unfortunately, you are HIGH risk for most of the major carriers. The good part is that you would see a nice decrease at 21.

Joseph asks…

Are parts for Renault Meganes cheap and easy to get?

I’m looking to buy a car in a few weeks and my partner likes the Renault Meganes (hatchback with the ‘big arse’ as I say lol!) looking at the 1.4 as I’m 22 so still getting my insurance low). Are these good reliable cars and are the parts cheap and easy to get? Previous cars have caused me nothing but hassle and alot of money (Peugeot 206′s, Fiat Punto). Will have around £2000 to spend if anyone has any other suggestions of cars to get. (need to be insurance category 3 or cheap insurance). Looking for cars I can have for a few years which won’t cost me too much. I know problems can come with any car, but some more than others. Thanks.

Administrator answers:

I had one – a 1.9dCi bought new in 2003.
It was a fabulous car to look at, quick, comfortable, fuel efficient, and had some excellent features (hands-free key, panoramic roof, lots of storage cubbies).
It was so perfect for me that I didn’t replace it until 2010, when it had over 100,000 miles on it, as I couldn’t find something I wanted more.

But it did cost a lot to keep on the road once the warranty expired.
It needed, over the years, a new boot lock, new drivers window regulator, new handbrake lever assembly, multiple ride-height sensors for the xenon headlamps, new fuel line, new sunroof guides, multiple front track rods and ball joints. And it ate tyres – the fronts lasted about 20,000 miles each (not too bad for a relatively powerful fwd diesel, but worse than the car I had before and the one I have now, which are also similarly-powerful fwd diesels) and the rears about 24,000 each, which is ridiculous for a fwd car. Mind you, I tend not to be hard on brakes, so pads lasted about 36,000 miles (two services) and it needed one set of front discs at about 80,000.
Parts were easy to get, but the parts that failed tended to be those for which the only source was a Renault dealer, so they were often expensive.

A similar age, good condition Astra or Focus will probably prove less troublesome and cheaper for parts.

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