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Your Questions About Cheap Motorcycle Insurance

October 5, 2012

Charles asks…

Car insurance compared to motorcycle insurance?

exactly on an average, with no tickets and a first time driver, how much cheaper is motorcycle insurance.

Administrator answers:

That depends on a lot of factors, including, but not limited to:

- your age, and in some cases, riding experience (Geico asked me. Progressive didn’t)
- the size/style of bike (a 600cc sportbike is more expensive to insure than a 1200cc cruiser)
- the cost of the bike
- how much coverage are you planning to carry?
- area of the country (In OH, i get 6-7 months of riding in a year. In AZ or FL, they get more riding time, so they pay more. Theft rates in FL are also insane, so that drives up their premiums as well)

If you purchase only the minimum required coverage (liability), I’m sure you could find quotes for under $100 a year.

But realistically, you want injury coverage. Personally, I have a lot of un-insured/under-insured motorist coverage so my injuries are covered if some idiot hits me. I don’t carry ANY coverage on my bike, because it’s simply not worth very much.

Get a quote through one of the major insurance company web sites and see for yourself.

Chris asks…

What is the cheapest insurance for a motorcycle…?

in New york state, age 18 male with licence and that class? lowest covers..just for the sake of insurance?

Administrator answers:

See if American Reliable writes there…good company and GREAT rates

Thomas asks…

Where can I find the cheapest auto and motorcycle insurance in Tennessee?

the absolute cheapest state minimum just to drive legal
North east Tennessee, Clinton to be exact
lmao Are you serious?
How do I get a hold of them?

Administrator answers:

Best way to get cheap insurance is to get an online insurance quote. You can get one at http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html

This will compare all companies in your area and find you the lowest rates.

Hope that helps

Paul asks…

Do I need motorcycle insurance?

Do I have to get motorcycle insurance? If so, whats the absolute cheapest insurance i can get?

Administrator answers:

Yes.
Do you have any gaps in insurance coverage since you 1st started driving? Are you over 25? How’s your driving record? What kind of bike is it? (Sport/cruiser?)
All these and more are factors that will determine your premium, and companies vary. I’d get quotes from several different companies before making a final decision if I were you.

Lisa asks…

Is motorcycle insurance normally cheaper than car insurance?

For example if I wanted a Kawasaki Ninja 250,compared to a Toyota Corolla?

Administrator answers:

Not usually.I don’t know where Josh got his insurance but sport bike insurance is usually off the hook for novice riders.I have a lot of experience and a really good record and I pay $53.00/month

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