Cheap Monthly Car Insurance

Questions and Answers

Your Questions About Cheap Car Insurance For Men

April 19, 2013

Lisa asks…

Where is the best place to get insurance for a 50 pax bus, without using the middle man?

All the insurances company’s in my area goes though another company. Trying to get rid of the middle man.

Administrator answers:

This page leads to a massive comparison site with all kinds of insurances for all 50 states
hopefully you’ll find something cheap there, it’s free to try.

Carol asks…

where can a 17 years old female find the cheapest car insurance?

ok, so I am turning 17 in march, and I am looking at car insurance.
I am getting my sisters old citroen saxo which is a 1.0 engine size 3 door car, very much like a ford fiesta.
I was looking at insurance a few months back, and it was around £1,800, which I was prepared to pay. However, looking now, its around £4000!! what is going on!?!?
I have saved up around £1000, but this is ridiculous! I was hoping to be able to buy my own insurance policy rather than go on my parents, as I’d like to be able to take my car away with me to uni next year!
Does anyone know how I can get cheap car insurance??

I have tried apllying for third party only, with minimum annual mileage, etc… before you ask.

Thank you!

Administrator answers:

Young women used to get it cheaper than the men – but that was declared to be discrimination, and new rules came in in december, so you now pay the same as the boy racers who are the most accident prone drivers in the country. Unfortunately, you are paying the price of sexual equality!

Jenny asks…

How can we make health care insurance work like car insurance?

Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can’t drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much.

Why can’t health care be more like Geico (insurance) and your local car repair man (doctor) and the DMV (government help)?

Administrator answers:

Because the right say that it would be a bad thing for Americans to have access to affordable health insurance that does not drop them on the orders of a death panel.

FACT – Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should [1]
FACT – PER PERSON the USA spends more on healthcare than any other nation on the planet [2]
FACT – Obama debated his plans before the election for healthcare [3]
FACT – the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage [4]
FACT – Obama was elected by the American people to bring in change [5]
FACT – Obama wants to stop insurance companies from screwing America [6]
FACT – The reforms Obama wants work in the Netherlands and Switzerland [7]

Let me know if my facts are wrong, but please provide proof.

Betty asks…

why does it make car insurance a lot cheaper when i add a younger girl than me as a named driver?

i got told to add someone younger than me on my car insurance to make it affordable, she’s 17 and I am but she’s younger than me, she has a provisional liscence. Is this illegal?

Administrator answers:

So long as you tell the insurers that she only has a provisional licence then it is perfectly legal to put a younger girl on your policy. I really don’t know why. My son (who is 20) put his 19 year old girlfriend on his insurance it dropped from about £900 to ££600. Presumably it has something to do with the fact that girls are perceived as being safer drivers than young men.

Nancy asks…

Why does owning a car have to be so expensive?

I am 16 and I’m planning on getting my license in a few months. I’ve been saving up for a car since I was 13 and I just found out how expensive insurance is. I have about $3200 just for the car itself but I don’t think I can pay for the ridiculous insurance rates every month.

Administrator answers:

Man get good grades and that will take some off your insurance go to gieko or somthing and just get the insurance that pays for the other car if you get in an accident its called libility its so so so much cheaper and you could probably get a quote for like 90 a month and keep shopping for a used car there are good deals out there you just have to find them and dont jump on it if you see a car check it out and look around some more look for one with fewer miles like a civic and you should be good and im put this out there even though it sucks when you get the car you may have to pay to smog it like 20 to 40 bucks and you have to pay tax on the car around 10 persent so heres a tip its eligal but i did it ask the guy you buy it from to put on the transfer papers a lower price so the tax is cheap so if you buy a car for 3000 then ask him to put it on the papers as a sale of 1000 bucks so its only 100 instead of 300 i hope this help and gas is a bit expensive hope you can afford everything have a great time oh and depending on where you go you may have to pay like 6 months of insurance up front so its very expensive hope you do well happy driving

Paul asks…

Why are women complaining about getting treated equally in this article?

this article talks about women’s car insurance and about how now women have to pay the same car insurance. The funny thing the article is written in a negative slant. Portraying this as a bad thing for women or that women are being treated badly now even though you know if it was the other way around (women paying more for something and men then being made to as well) it would be seen as a victory for equality. Take a look at the women interviewed in this article, whining she has to pay more now. What’s wrong ladies, I thought you wanted equality? Well here it is ladies here is what it tastes like

hilarious part in the article

“A European court ruling last year found that gender discrimination in insurance was against the law.”

It took a court ruling to realize discrimination against men was wrong. Say it all doesn’t it?
Finally seeing equality being rammed down the throats of those who constantly whine they don’t have it, and when they get it, what do they do, they whine that they have it

Administrator answers:

Not to play the devil’s advocate here, but women pay like 150 bucks to get their hair done like once a month or 2, whereas guys pay like 12 bucks. I don’t see you fighting for women’s hair cuts to be cheaper, or for men’s to be more expensive. They have to buy tampons, we don’t, they have to buy bras, we don’t.

On another note…. Its about damn time…. It sickens me when a I hear what my girl friends pay for car insurance…. I have a clean record (for over 10 years now) and I know females who have been in multiple at-fault accidents that still pay less than me.

Charles asks…

Have you shipped your car to different state?

i’m moving from NY to LA and need to ship my sedan. Cousin told me about possible negative things and i’m kind of nervous. I don’t mind paying decent money. What are reputable car delivery service in US? do they deliver it door to door? or do i have to drop car somewhere and will have to pick it up at designated place?
Also, are we allowed to put something in trunk? is it usually safe thing to do? thanks. any other usable input will be welcomed as well.

Administrator answers:

Yes, I am agree that shipping a car to another state is not an easy task even you are deal with a reputable company, get shipping insurance for your car might be a better idea to avoid dispute and hassle if your car get damage when the car is transported.

However, to make sure your car is safety, let it to the best and reliable services is the best option, don’t just go the cheapest, keep in mind that there are several companies who just a shipping brokers which meant they not have own truck but just act like middle man between you and shipping company. This type of company usually will give you lower rate but actually would be more risky option.

And yes, shipping company will offer you a door to door services, but it would be extra cash you need to pay for this type of services, for reputable company and door to door services this link may helpful

Lastly, no you not able to put additional items in your car, the shipping company wouldn’t allow you.

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