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Your Questions About Cheap Car Insurance For 17 Year Olds Quotes

March 26, 2013

Mark asks…

Where can I find reasonably priced car insurance for a 17 male?

I am 16 years old, soon to be 17 and am looking for a reasonable car insurance quote. I am aware that being male and 17 both work against me in this situation, however the best quote I have found so far was with eCar at gocompare.com for £2340. I am thinking of getting a cheap 1996 Vauxhall Corsa as this has been the cheapest to insure when comparing quotes.

I have tried Directline, gocompare, comparethemarket, moneysupermarket, tesco compare, insurance.co.uk, confused.com, uswitch.com, and beatthatquote.com.

I really need something lower than what I have found so far, if you have any suggestions they would be greately appreciated.

Thankyou.
Thankyou for the replies all were useful, tried Quinn-Direct as recommended but the online system wouldn’t give me a quote, so I phoned them and ended up with an £8000 quote! Thanks anyway.

My parents don’t drive so I won’t be able to get listed on someone else’s policy.

Anyway, thanks for all the help. for now I just better keep saving as it looks as if I will be paying £2340, at least it will go down as I get older and more experienced.

Administrator answers:

- Lower the engine size, nothing over 1.2L – that will make a difference.
- Make sure you do Pass Plus (some insurance companies give a third off the price if you have this)
- Where you keep it over night will make a difference too – if it’s in a locked garage rather than on the street/driveway, this will help lower the premium.
- Don’t go for a car with modifications (lowered, spoiler, alloy wheels, fat exhaust etc) this would all go against you.

Could you ask your parents to insure it in their name and be on as a named driver?

As you’re 17, are you looking to insure a car that your parents will teach you to drive, or are you going to be having lessons? Your age goes against you (as you know) but by the time you pass your test and get a car you’re more likely to be 18, which means I wouldn’t worry too much about this for another couple of years.

Other than that, get saving those pennies!

David asks…

Car insurance 17/Female under £1000?

I am looking for recommendation/advice on an insurer that would offer the best policy for a 17 year old female,

I have already visited price comparison and my cheapest quote was around £140, i was quoted for a small engine car (1.0 litre) 3 doors 988cc

is this really the cheapest premium there is for 17 year old’s i know that,that age group is the highest risk

but has any one else in same situation got a cheaper policy than that?

any help you may have would be very much appreciated
**sorry i meant £1440 /year**

Administrator answers:

You should be able to get a lot lower than £1400, try rigning around, the price sites are not always the best, dispite the ads! Having said that I have found confused.com to give me good quotes! (I bet you say thats where you went now!)

My ex-girlfriend paid £1000 when she was 17 for a less than 1.0 Corsa, so I think you’ll find it high, its your age!

Postcode can effect the price aswell, for example the closer you are to a big city, especially London. Try doing a quote with another postcode and see if it makes a difference! Then if you know someone, like like you grandparients, etc who would mind you using thier address (if its cheaper) then use that! Just remember to get your car registered there as well on the V5 when you buy it!

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