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Your Questions About Cheap Car Insurance For 17 Year Olds Help

August 6, 2013

Paul asks…

what is the cheapest car to insure for a 17 year old?

i turned 17 in november and i am really close to passing my driving test, what is the cheapest car to insure? as insurance for girls has gone up to the same as boys :(
i am from the UK

Administrator answers:

Stick to the sub 1200cc versions of things like Corsas, Clios, Polo, Yaris etc and you might be able to get it insured for under £3k if you shop around.

Daniel asks…

What is a good first car for a 17 year old girl? and how much should I spend?

I was just wondering what car is good for new drivers. I would like it to be very reliable and cheap to run.
Also, i was wondering how much i should spend on it as well, i have a part time job and my parents said they’d help pay it but i’d rather pay for it myself to be honest. I’ve been thinking of either;
toyota yaris
renault clio
vauxhall corsa
fiat punto
volkswagen polo (old)

Administrator answers:

Stay away from the Punto and the renault if you can but they will be the cheapest of those
£2000 to £3000 will be a reasonable first buy but remember the insurance is going to cost around the same amount again per year and due to new regulations on not being cheaper for females it will increase by a lot next year and wipe out any savings made by getting a No Claims Bonus

Do not be tempted to commit a criminal insurance fraud act by getting Mum or Dad to be the policyholder for you

Sandy asks…

Is an vauxhall astra with a small engine a good starter car for a 17 year old?

I wanna know if the insurance would be too high, any other suggestion would be good, i’m also gonna add my dad as first driver

Administrator answers:

Ask an insurance broker what will be the cheapest; it is mainly but not all down to the engine size. It is fraud to get another person to ‘front’ for you to keep costs down and indeed fail to tell an insurance company anything that may affect their risk, which could void your policy. Oh well, people who pay more attention to football and soaps than the consumer law which rules their lives have given me a good living…
Ex legal

John asks…

What is a good first car for a 17 year old boy?

So i passed my test a month ago looking to buy a car in the next couple of weeks but dont know which,can you give me so ideas i dont like ford ka, clios or any of them small things want a cheap car cheap to run, insure nd a car which looks nice inside and out please give me ideas and price range dont want an older car round bout the year 2004 up thanks

Administrator answers:

“i dont like ford ka, clios or any of them small things…”
You won’t be able ti insure anything el;se.

“…want a cheap car cheap to run, insure…”
Then you want ‘one of them small things’, whether you like it or not.

If you buy a cheap, basic, 1-litre car, you will be looking at paying at least £4,000 to insure it. You won’t be able to afford the insurance on anything bigger.

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