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Your Questions About Cheap Car Insurance For 17 Year Olds Help

April 27, 2013

Mandy asks…

What is the cheapest and best car insurance?

I live in MA and I want to know what is the best, cheap car insurance out there for this state. I am 17, but I think my mom would put the insurance in her name. IDK yet. I would also be buying a used car from a dealer, if that matters. I just want to know like how much it would be per month. I also did driving school, I heard that lowers the rates..
I mean, the best one out of the cheap ones. Or, a really good one that’s not too expensive.

Administrator answers:

Do some quotes online, I am with allstate with minimum liability for the state of california. And I am paying about $55 a month. But for a 17 year old I am sure it would be at least $120 a month. Try to get your mom to put it in her name. Also that means the car would need to be in her name, at least I’m pretty sure thats how that would work.

Linda asks…

Do you have any suggestions for insurance for 17 yr old?

We need to get insurance for my 17 year old son who has had a fault accident. Has anyone had good luck finding an insurance company that won’t cost a fortune?

Administrator answers:

Insurance for a 17 year old usually costly regardless of their driving record. To lessen the cost there are some things you can do.
1. Get him a vehicle that you can just put liability insurance on. Usually these are “cash cars” that are cheap and you can pay for in full.
2. Search for a company that offers discounts for good grades or has a driving program that your son can take. I know allstate offers both of those.
3. Search for a company that offers a driver training course discount, which is basically a discount for him taking drivers ed to obtain his license as opposed to being taugh by mom and dad.

A lot of the rate has to do with the car and it’s potential risks. If your son has a sports car or a luxury car then expect to pay a lot. It is cheaper for him to have a smaller safer car like a civic or accord. You may also want to seek out companies that offer multi-policy discounts for having both your home and auto insurance with them. This will help off-set the cost of his auto insurance. Hope this helps.

William asks…

How long is it going to take to put my car on the road?

I put a down payment on a car and I my mom just switched her insurance over to Allstate so it would be cheaper to insure me (I’m a 17 year old NY resident). The switch is confirmed but as for right now I guess I”m just waiting on the dealer to inspect,register, and setup insurance for the car. How long should this rightfully take? I’m just dying to get my car.

Administrator answers:

Shouldn’t take more than a few days, if so the dealer sounds slow.

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