Cheap Monthly Car Insurance

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Your Questions About Car Insurance For Men

May 30, 2013

Richard asks…

Why are women complaining about getting treated equally in this article?

http://www.bbc.co.uk/news/business-20557527

this article talks about women’s car insurance and about how now women have to pay the same car insurance. The funny thing the article is written in a negative slant. Portraying this as a bad thing for women or that women are being treated badly now even though you know if it was the other way around (women paying more for something and men then being made to as well) it would be seen as a victory for equality. Take a look at the women interviewed in this article, whining she has to pay more now. What’s wrong ladies, I thought you wanted equality? Well here it is ladies here is what it tastes like

hilarious part in the article

“A European court ruling last year found that gender discrimination in insurance was against the law.”

It took a court ruling to realize discrimination against men was wrong. Say it all doesn’t it?
@prettyLiars, should we also charge women more for health insurance since they go to the doctor far more than men do?
women are not safer drivers, they just drive far less than men do

Administrator answers:

I’ve long thought it odd that it’s been illegal for employers to gender discriminate based on real statistics, but perfectly legal for insurance companies to. It seems to me that gender discrimination should be either legal or not legal across the board.

The women who are complaining are mostly those who feel they deserve to have their cake and eat it too.

~

Mandy asks…

How to cope with higher car insurance rates?

I suppose this is kind of a weird question but I’m a 20 year old male and I feel cheated that I’m paying so much more for car insurance than women my age. I’ve known about this for years (ever since getting my truck a few years back) but as I’m buying a new vehicle I’m shopping around for insurance and these statistics that men pay $15,000 more in a lifetime is ridiculous. That may not sound much over a lifetime but at (example) 40 years, that’s still over $31 more a month, which is a lot. I know I’m only 20 but I still feel I’m a responsible driver, and have never been in an accident nor have I been pulled over. Plus, back when I was in high school, I know all of my female friends would text and drive and so many were in accidents as a result, but never was a male friend in an accident. I can’t really fight this sexism, but what can I do to not feel so bad about this punishment for being a guy?

Administrator answers:

It is not “sexism” It is reality. Rates are set (in part) by underwriters based on claim and loss history. Single males under age 25 have much higher claim (losses) rates than any other class.
Your rates should go down when you marry or pass age 25.

Lisa asks…

What’s the average cost of car insurance for a 20 year old male?

I’m shopping around for car insurance and I’m trying to get an idea of what’s average. I’m a 20 year old male living in Florida with no points on my license.

Administrator answers:

Well unfortunately young man you fall in the highest liability class on the road today 16-25 average is for minimal coverage is gonna be anywhere from $125 to $200 a month

William asks…

Should women risk a penality when divorcing?

Since most women are the cause of divorces.

Just like American men have to pay more car insurance because they say men make more accidents than women. More men than women owe a car/license though.

Administrator answers:

Yeah they should

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