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Your Questions About 1 Day Car Insurance For 19 Year Olds

May 1, 2013

Paul asks…

Is there any job out there where you can start at an entry level and earn over $10 a hour!?

Plus have enough free time to do what I would like to do in my free time?

Administrator answers:

I worked my way up the corporate ladder of years and years of hours n hours. Put in my blood, sweat and tears. At the end, I realized the truth and became self employed. Been here 10 yrs now.

This is just an example, but can use it or anything else. But think outside the box of normal job and you can make more and work less.

Got a car? Yes? Got a box of trashbags? Yes? Got a ladder? Yes? Got some rope? Yes? Got $35 bucks to spend? Yes? Great!! You are now self employed as a gutter cleaning specialist. (gotta put on a fancy term to seem like you are qualified, if there was such a qualification)

Spend the $25 at Kinko’s and get biz cards made up. Mike Smiths Gutter Cleaning Service. Put on a cell phone or pager number, spend $9.20 at GoDaddy.com and get the dot com and use their free service for a 1 page site and free email address. Put all that on the biz card.

Now tie the ladder to the car or truck and pull into a rich neighborhood. Knock on the first door and tell them who you are and what you do. Mention that you noticed their gutters needed cleaned and how this would prevent back up and water leakage into the house and foundation. They ask how much, you say just $35 and I’ll take care of all your gutters and haul away the trash. They say great and let you get started.

After an hour of work you knock again and say you are all done and thank them for the business. Give them a card and say that you are new and would really like personal recomendations by others that have used your service (be all business like, words go along way).

Now knock on the next door, they might say no, so go to the next and so on. In one day, you can easily knock on 20 doors and get 6 jobs. 6 jobs x $35 = $210 sales for the day x 3 days per week = $630 per week. Minus $15 gas to drive, minus $15 for restocking of biz cards, minus $10 for trash bags = $590 x average of 21% tax taken out = $466.10 to your pocket for working just 3 days playing around on 6 peoples roofs per day. Hard job huh.

Divided that out, for just 3 days, 8 hrs or 24 hrs for the week, you grossed $24.58 per hour and after taxes averaged $19.42 per hour.

Why settle for $10 listening to some boss tell you how to flip a burger or fold a sweater? Be your own boss, it is that simple.

I started 10 yrs ago with 17 bottles of touch up paint in the back of my old 1989 Honda Accord with 2 paint brushes. Today, I am known for 5 states around as the top expert when it comes to paint, finish and the chemisty of it all. Even Sherwin Williams paints has offered me a job.

(now mind you a license will be needed for a biz, $25 or so per year. Do your own taxes using like quickbooks or quicken or msn money, being this small, its a piece of cake. And keep all reciepts you spend while working for clothes, gas, insurance, products, supplies, food, water, cause its all a tax write off)

Sandra asks…

19 years old. I am looking for a new job. Anybody know any jobs that allow me to drive a car?

I was getting pretty sick of working in retail. I need something new. I know pizza delivery boy and auto parts delivery. Any other jobs? and Does the company check if you have insurance on the car? thanks for the help

Administrator answers:

Go to unemployment office in your local town. They have job search on computer or you speak to someone. I found it alot more successful speaking to someone.

I found 2 jobs going there.

One was an acting job working for the NJ military. I have been there for over 6 months and love it

the other is a comcast cable job in NJ. Pays very very well.

I started with no job now i have 2 jobs and lots of money.

Go to unemployment when you have about 1-2 hours to spare. Trust me, it works. You will definately find a job that same day. They have lists of jobs everywhere thats hiring in every state, even overseas.

They have PT, FT and student jobs

cp

John asks…

Whats the best car for me to get?

I´m 16 in new orleans and need to get a car. I want one that will make the insurance inexpensive and is still in warranty. I´m also a male. Thanks!
Jake, What are those rates? Annually? Semi-annually? Monthly? Thanks

Administrator answers:

The 3 big factors used to determine a car’s insurance expense:
* Passenger injury costs, good crash test ratings lower the rate
* Likelihood of being stolen
* It’s temptation to drive recklessly

Solid dull slow cars add up to cheap insurance

Insurance com collected rates quotes for 300 different 2009 cars, here are the 20 least expensive. (these numbers are for a 40 year old guy with a good record, your rates would be higher)

1 $832 Hyundai Santa Fe
2 $840 Kia Sportage
3 $848 Hyundai Entourage
4 $857 Kia Sedona
5 $870 Kia Rio5
6 $871 Honda Odyssey
7 $881 Smart Fortwo
8 $911 Saturn Vue
9 $913 Mazda Tribute
10 $915 Chrysler Town & Country
11 $921 Scion xB
12 $929 Mazda Mazda5
13 $936 Volkswagen Passat
14 $939 Jeep Wrangler
15 $951 Honda Accord
16 $954 Suzuki Forenza
17 $955 Lincoln Town Car
18 $957 Mazda Truck
19 $959 Chevrolet Impala
20 $960 Dodge Grand Caravan

Some day you can get the most expensve to insure, the Nissan GT-R costs $2,533

Linda asks…

Why is car insurance for 17 year old lads so bloody expensive!! ?

£4580 for a 1.2 Clio (2005)
Be kept in a locked garage, these prices are bloody rediculous! Why? :( ((

Administrator answers:

Because statistically teens crash in horrific frequencies very often totaling the car or cars in the process. In the USA teens are involved in about one million crashes each year, there are about 5,000 deaths and hundreds of thousands that are injured. Insurance rates reflect this high level of expenses related to all these crashes. In my area three teen crashes killed four people. One 19 year old girl pulled out of a convenience store parking right in front of a man riding a motorcycle. He was killed and she was charged with manslaughter. A 16 year old male with a one day old license attempted to answer his cell phone, crossed the center line and killed a pregnant lady. Three 16 boys riding home after football practice were involved in a race. The driver lost control and crashed the car. The two riders were killed on scene The driver survived but is paralyzed from the neck down for the rest of his life. One last one. Three drunk 19 year old boys celebrating their high school graduation wrecked and all were killed. The list is quite large. You may not like it but the statistics are there. Best wishes.

Jenny asks…

50 things that change after university?

1. 6:00 a.m. is when you get up, not when you go to sleep

2. Having sex in a single bed is absurd.

3.You keep more food than beer in the fridge.

4. Your fantasies of having sex with three women with lesbian tendencies are replaced by fantasies of having sex with anyone at all.

5. You don’t volunteer for clinical trials at the local hospital

6. You know all of the people sleeping in your house.

7. You hear your favourite song in the lift at work.

8. Informative TV does not include Richard and Judy.

9. The bank manager doesn’t write threatening letters any more.

10. You carry an umbrella.

11. Seven-day benders are no longer realistic.

12. You don’t go to Tesco with all your friends.

13. You have standing orders and direct debits.

14. The heating works in your house.

15. Your friends marry and divorce instead of get together and break-up.

16. You pay the government thousands of pounds every year.

17. You go from 130 days of holidays to 20.

18. Jeans and a jumper no longer qualify as ‘dressed up’.

19. You’re the one calling the police because those damn kids next door won’t turn down the stereo.

20. You get out of bed in the morning even if it’s raining.

21. Washing up is not an annual ritual.

22. Older relatives feel comfortable telling sex jokes around you.

23. You don’t know what time the kebab shop closes anymore.

24. Your car insurance goes down and your car payments go up.

25. You feed your dog Pal instead of McDonalds.

26. You don’t get ideas for drinks from local tramps.

27. You don’t put half-finished curries in the fridge to eat later.

28.You don’t spend half your day strategically planning pub crawls.

29. You “hate scrounging students”.

30. You no longer have a strange attraction to road signs when drunk.

31. Sleeping in the lounge is a no-no.

32. You can’t persuade your flatmates to ‘Drink till dawn’.

33. You don’t spend Wednesday afternoons in the pub.

34. You always know where you are when you wake up.

35. You no longer take naps from noon to 6 p.m.

36. A fire in the kitchen is not a laugh.

37. You go to the chemist for Panadol and antacids, not Condoms and pregnancy test kits.

38. A £3 bottle of wine is no longer ‘pretty good stuff’.

39. You can remember the name of the person you wake up next to.

40. You actually eat breakfast foods at breakfast time.

41. You don’t have mice living in your kitchen.

42. Grocery lists are longer than pot noodles & cans of lager.

43. You don’t go to Liquor Save to buy Vodka.

44. You have hoovered.

45. Breaking the law means doing 40 in a 30 zone.

46. ‘I just can’t drink the way I used to’ replaces ‘I’m never going to drink that much again’.

47. Over 90% of the time you spend in front of a computer is for real work.

48. You don’t experiment with banned substances.

49. You don’t get drunk at home, to save money, before going to a pub.

50. You don’t find a “dump” left in the toilet hysterically funny anymore.

Administrator answers:

On form as always
number 3 however has never changed in fact i never got rid of my old fridge when i got a new one & it’s just a booze fridge now. I don’t have a drink problem as the offy is always full of the stuff.

Mark asks…

Which is better (faster) and stronger? 2011 Ford Mustang GT or 2010 BMW 335i base?

the 2011 mustang gt has like 420hp and the 335i only has 300hp. so doesn’t it make sense that the gt would own the 335i? but then how come the 335i costs like twice the price of the ford mustang 2011 gt?
or am i wrong?
1 second ago – 4 days left to answer.

Administrator answers:

The worth of a car is not measured by engine size, horse power or even speed. It’s all about build quality, materials use, overall driver enjoyment, service, residual values, safety, handling, and much more.

What you have with the Ford Mustang GT is a cheaply made Ford. Just look at the amount of cheap plastics used and other low quality parts in the poorly designed interior. The mechanicals are awful too. The suspension and rear axle are horribly dated, any kind of electronic stability and traction control is old fashioned.

In terms of brute force, the Mustang is the clear winner. In a straight line it will, as you put it, own the BMW (although really we are talking less than half a second difference 0-60). But throw in some real life driving, with turns, and you’d immediately appreciate the BMWs poise and handling. Versus the clumsy Mustang with its single rear axle.

When you sit in the BMW, you’ll find a classically designed vehicle that has won top ten ranking by Car and Driver for something like 19 years in a row. You’ll see expensive wood, and quality materials. Everything you touch has a feel of quality to it.

You can expect good reliability from the BMW, it will hold its value well, and for the first 50,000 miles you can expect free servicing, even oil changes, brakes and wiper blades replaced for free.

Finally, if you are a grown up, you will realize that in this day and age, racing around in a muscle car so fast you can out accelerate a BMW 335i, is just going to end with bad things. Tickets, loss of license, jail, fines, you name it.

For most normal people, they are going to use their cars for a daily commute to work, and perhaps a trip at the weekends.

The BMW will ultimately be a wonderfully fast and rewarding driving experience. The Mustang on the other hand will always be a young boys racer. The harsh antiquated suspension, noise, and over the top styling, combined with that nasty interior, will grow old very quickly. And when you sell it, don’t expect to do well there. Fords are not great at holding their value. When you try to sell your Mustang, there will be a dozen others just like it, helping to keep your value down.

Finally there is insurance. The Mustangs reputation as being a car for immature males with a racing fetish will ensure they stick it to you on the insurance premiums. The in your face styling will also make you a cop magnet.

Sorry, but there is no real comparison between these two vehicles, I’d take the BMW any day over the Mustang, and gladly pay the extra for that kind of quality.

William asks…

It’s time again for the annual “Stella Awards”! For those unfamiliar with these awards, they are named after

It’s time again for the annual “Stella Awards”! For those unfamiliar with these awards, they are named after 81-year-old Stella Liebeck who spilled hot coffee on herself and successfully sued the McDonald’s in New Mexico where she purchased the coffee. You remember, she took the lid off the coffee and put it between Her knees while she was driving. Who would ever think one could get Burned doing that, right? That’s right; these are awards for the most Outlandish lawsuits and verdicts in the U.S. You know, the kinds of cases That make you scratch your head. So keep your head scratcher handy.

Here are the Stella’s for the past year:

7TH PLACE : Kathleen Robertson of Austin , Texas was awarded $80,000 by a jury of her peers after breaking her ankle tripping over a toddler who was running inside a furniture store. The store owners were understandably surprised by the verdict, considering the running toddler was her own son.

6TH PLACE: Carl Truman, 19, of Los Angeles , California won $74,000 plus medical expenses when his neighbor ran over his hand with a Honda Accord. Truman apparently didn’t notice there was someone at the wheel of the car when he was trying to steal his neighbor’s hubcaps.

Go ahead, grab your head scratcher.

5TH PLACE: Terrence Dickson, of Bristol , Pennsylvania , who Was leaving a house he had just burglarized by way of the garage. Unfortunately for Dickson, the Automatic garage door opener malfunctioned and he Could not get the garage door to open. Worse, he couldn’t re-enter the house Because the door connecting the garage to the house locked when Dickson pulled it shut. Forced to sit for eight, count ‘em, EIGHT, days on a case of Pepsi and a large bag of dry dog food, he sued the homeowner’s insurance company claiming undue mental Anguish. Amazingly, the jury said the insurance company must pay Dickson $500,000 for his anguish. We should all have this kind of anguish.

Keep scratching. There are more…

4TH PLACE : Jerry Williams, of Little Rock , Arkansas, garnered 4th Place in the Stella’s when he was awarded $14,500 plus medical expenses after being bitten on the butt by his next door neighbor’s beagle – even though the beagle was on a chain in its owner’s fenced yard. Williams did not get as much as he asked for because the jury believed the beagle might have been provoked at the time of the butt bite because Williams had climbed over the fence into the yard and repeatedly shot the dog with a pellet gun.

Grrrrr … Scratch, scratch.

3RD PLACE : Amber Carson of Lancaster , Pennsylvania because a jury ordered a Philadelphia restaurant to pay her $113,500 after she slipped on a spilled soft drink and broke her tailbone. The reason the soft drink was on the floor: Ms. Carson had thrown it at her boyfriend 30 seconds earlier during an argument. What ever happened to people being responsible for their own actions?

Scratch, scratch, scratch. Hang in there; there are Only two more Stella’s to go…

2ND PLACE : Kara Walton, of Claymont , Delaware sued the owner of a night club in a nearby city because she fell from the bathroom window to the floor, knocking out her two front teeth. Even though Ms. Walton was trying to sneak through the ladies room window to avoid paying the $3.50 cover charge, the jury said the night club had to pay her $12,000….oh, yeah, plus dental expenses. Go figure.

1ST PLACE : (May I have a fanfare played on 50 Kazoos please) This year‘s runaway First Place Stella Award winner was Mrs. Merv Grazinski, of Oklahoma City , Oklahoma , who purchased a new 32-foot Winnebago motor home. On her first trip home, from an OU football game, having driven on to the freeway, she set the cruise control at 70 mph and calmly left the driver’s seat to go to the back of the Winnebago to make herself a sandwich. Not surprisingly, the motor home left the freeway, crashed and overturned. Also not surprisingly, Mrs. Grazinski sued Winnebago for not putting in the owner’s manual that she couldn’t actually leave the driver’s seat while the cruise control was set. The Oklahoma jury awarded her, are you sitting down, $1,750,000 PLUS a new motor home. Winnebago actually changed their manuals as a result of this suit, just in case Mrs. Grazinski has any relatives who might also buy a motor home.

Are we, as a society, getting more stupid…?

I’d like to get a bat and hit these jurors on the side of their head and ask,” What were you thinking?” when awarding these IDIOTS!

Administrator answers:

I laughed til I realized this was real…..Now I am just pissed. Email this to me please. So I can print it out…promise I won’t sue you. And you get a star for your efforts to educate us.

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